I would like to finance my undergraduate studies.


I would like to finance my graduate studies.

Student Loan Refinance

I have graduated from an approved school and would like to refinance and consolidate my student loans.

Limited Time Offer: Receive a $250 Visa® gift card when you refinance through December 31, 20191


A better deal from your local not-for-profit cooperative


More than 2,000 approved schools across the country


Answers to your most common questions


Financial resources to help you succeed in college and beyond

1Upon approval and funding of your refinance loan, the primary borrower will receive a Visa® gift card of $250. To qualify, the completed loan application must be received between October 15, 2019 and December 31, 2019 with a minimum funded loan of $10,000. The gift card will be awarded within 90 days from the funding date of the loan. The borrower and cosigner must be a credit union member in good standing at the time of funding. Limit one gift card per borrower. Novation Credit Union reserves the right to modify the terms of this offer at any point in the future for new applications. Visa® is a registered trademark of Visa International Service Association. Visa International Service Association is not a sponsor of, and is not affiliated with this promotion. Offer does not apply to refinancing an existing Novation Student Loan Refinance loan.