Student Loan Refinance

Limited Time Offer: Receive a $250 Visa® gift card when you refinance through December 31, 20192

Take control of your student loan repayment by refinancing with Novation Credit Union! You'll be able to refinance and consolidate your private and federal student loans (including PLUS loans) into one manageable loan, setting up one convenient payment, and potentially lowering your rate1. Featuring a competitive interest rate and zero origination fees, our refinance loan can help you simplify your life while amplifying your funds.

Check out some of these great benefits

  • Refinancing available up to $100,000

  • Competitive interest rates

  • Flexible repayment terms to fit your needs
    (view our rates page for more information, repayment examples, and important disclosures)

  • Borrow from a not-for-profit credit union you can trust


1. Subject to credit qualification and additional criteria, including graduating from an approved school.

IMPORTANT NOTICE: By refinancing federal student loans, you may lose certain borrower benefits from your original loans. These may include interest rate discounts, principal rebates, or some cancellation benefits that can significantly reduce the cost of repaying your loans. Please review this important disclosure for more information. 


2Upon approval and funding of your refinance loan, the primary borrower will receive a Visa® gift card of $250. To qualify, the completed loan application must be received between October 15, 2019 and December 31, 2019 with a minimum funded loan of $10,000. The gift card will be awarded within 90 days from the funding date of the loan. The borrower and cosigner must be a credit union member in good standing at the time of funding. Limit one gift card per borrower. Novation Credit Union reserves the right to modify the terms of this offer at any point in the future for new applications. Visa® is a registered trademark of Visa International Service Association. Visa International Service Association is not a sponsor of, and is not affiliated with this promotion. Offer does not apply to refinancing an existing Novation Student Loan Refinance loan.


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